Buying property in Spain is a straightforward and well-structured process – particularly when you’re guided properly. While it differs from the UK system in a few important ways, most buyers find it clearer, more transparent, and more predictable.

At Lonrah, we specialise in resort property across Murcia and guide buyers through the Spanish buying process every day. Our role is to ensure you understand each stage, feel supported throughout, and move forward with confidence.

Buying property in Spain how it works

While every purchase is individual, the process is simple, reliable, and clearly defined.

1. Finding the right property

Once we understand what you’re looking for, we’ll guide you through suitable options and arrange viewings at a relaxed pace. Our advice is always based on current market conditions and focused on helping you find –  and secure – the right home for you and your family.

2. Making an offer

When you decide to proceed, we’ll advise on a realistic offer and handle negotiations with the seller on your behalf.

Once an offer is accepted, we take the buyer’s and seller’s details in order to prepare a deposit agreement.

The deposit agreement – a key difference in Spain

In Spain, once an offer is agreed, a legally binding deposit agreement (Contrato de Arras) is drawn up and signed by both parties.

At this stage:

• a non-refundable deposit is paid
• the property is formally reserved
• the agreed terms are fixed

This agreement is governed by the Spanish Civil Code and provides protection for both buyer and seller. At Lonrah, all properties are guaranteed to be sold free of debt.

A key difference from the UK

Once the deposit agreement is signed:

• if a buyer withdraws, the deposit is forfeited
• if a seller withdraws, the deposit is returned and the seller must pay the same amount again in compensation

As a result, gazumping is practically unheard of in Spain, creating clarity and certainty from the very start of the transaction.

No property chains – another major advantage

Unlike the UK system, property purchases in Spain do not involve chains.

Each sale is an independent transaction.

This means:

• fewer delays
• clearer timelines
• less uncertainty

Whether you’re buying or selling, the process is simpler and easier to manage.

A fixed completion date – agreed in advance

Every Spanish property sale includes a final completion date, agreed within the contract.

This provides certainty for both parties and allows flexibility during negotiations. Whilst most sales complete in around 6–8 weeks, if you have:

• a preferred completion date
• a specific timescale around travel, relocation, or finance

these can be discussed and agreed from the outset.

Legal checks and due diligence

Once the deposit agreement is signed, your solicitor carries out all necessary legal checks, including:

• confirming legal ownership
• reviewing all documentation
• ensuring the property is free of issues
• applying for and obtaining your NIE number, required for purchasing property in Spain
• arranging the transfer of utilities into your name, ensuring uninterrupted service

If you’re financing the purchase, mortgage arrangements are finalised during this stage.

At Lonrah, we introduce you to experienced, independent local solicitors, currency brokers, and banks, and remain involved throughout – coordinating communication, keeping you informed, and ensuring everything stays on track.

Completion and handover

On the agreed completion date, the purchase is finalised at the notary – an independent, government-appointed public official who oversees the transaction and formally records the transfer of ownership.

Ownership is transferred into your name, and the keys are handed over.

Clear, structured, and overseen by both your solicitor and the notary.

Why buyers choose Lonrah

We are a resort-focused estate agency based in Murcia, working exclusively in the areas we represent and live. We help over 100 buyers each year find their home on the resorts.

We believe buying property in Spain should feel:

• informed, not overwhelming
• professional, not sales-driven
• reassuring, not stressful

From first viewing to completion – and beyond -we’re here to guide you.

When you’re ready

Whether you’re just beginning your search or already considering an offer, we’re happy to talk things through at your pace.

With the right guidance, buying a home in Spain becomes calm, clear, and enjoyable – exactly as it should be.