Purchase Guide
Your Gateway to Luxury Properties in Murcia's Golf Havens
Welcome to the realm of luxury living on Murcia’s prestigious golf resorts, where the pursuit of your dream property begins with informed decisions. As your trusted partner, Lonrah specialises exclusively in sales on the most prestigious and popular golf resorts on the Costa Calida, including Hacienda Riquelme, where we are the only estate agency to have an office in the resort’s historic town centre and the Mar Menor Golf Resort.
Our commitment is to provide you with more than just property listings; we aim to be your comprehensive guide through every phase of your property journey. The resorts aren’t just where we work, they are our home too and our aim is to welcome you to this very special part of Spain.
Buying a home is a life-changing decision. It’s where memories are made, dreams take shape, and you build a life for yourself and your loved ones.
Here on the Costa Cálida, a vibrant world awaits – one that blends tradition, modernity, and breathtaking nature. Experience the magic of the Mar Menor, where centuries-old traditions meet modern comforts.
Savor lazy al fresco dinners, warm community bonds, and the simple pleasures of €2 seaside breakfasts. Discover a world where ‘Hola’ is always a friendly greeting.
At Lonrah, we’re more than just estate agents. We’re your gateway to this incredible life on our amazing resorts. Let us guide you to your dream home in this magical land.
We’re honored to help you start this exciting new chapter!
Table of Contents
Initial Research and Market Understanding
The journey starts with thorough research, a step where our deep insights into the unique real estate market of Murcia’s golf resorts become your advantage. Our team is dedicated to exploring the types of properties available, understanding their pricing, and uncovering the unique characteristics of each resort.
This in-depth approach ensures you have a complete grasp of market dynamics, essential for making well-informed decisions.
Personalized Guidance and Local Expertise
At Lonrah, we take pride in acting as your personal guides. By aligning the search process with your specific preferences, we ensure a targeted and efficient home search experience.
Our attention to detail ensures that you are well-informed about every aspect of a property, from potential investment opportunities to any underlying issues or unique features.
Our area expertise extends beyond the properties themselves. We offer a comprehensive view of the local community, amenities, and lifestyle options available, helping you find not just a property, but a home that complements your lifestyle.
Seamless Transition and Skilled Negotiation
Leveraging our extensive network, we facilitate a smooth transition into your new home, connecting you with trusted service providers and contractors. Most importantly, our expertise in negotiation is pivotal in protecting your interests. We manage every aspect of the negotiation process with dedication, ensuring the best possible outcome for you.
Property Viewings and Travel: Maximizing Your Visit with Lonrah's Guidance Planning Your Visit
We are on hand to help with every aspect of your visit. Lonrah clients benefit from use of our own exclusive apartment on the Hacienda Riquelme Golf Resort. We have contacts for every enquiry you may have, please don’t hesitate ask us anything: sales@Lonrah.com
Scheduling Property Viewings
At Lonrah, we welcome clients from across Europe – and increasingly beyond, with buyers from America and a number from South Africa over the last year. With a whole new generation of buyers discovering the resorts, sales are now frequently conducted over FaceTime, with buyers entrusting our knowledge and experience on the ground to assist in their purchase.
From remote sales to personalised property tours, we are here to help tailor your search to your specific needs. At Lonrah we help over a 100 buyers every year find and secure their dream home on the Murcia Golf Resorts, and with our 5 star rating on Google and Facebook buyers across the world recognise our position as the Golf property expert and place their confidence in us.
an extensive selection of properties
Curated by Lonrah, your experts in finding the perfect golf resort home in Murcia.
Effective Property Inspection Tips
Checklist Creation: Before the viewings, create a checklist of your must-haves, preferences, and deal-breakers. This helps in evaluating each property objectively.
Something we always focus on is what we call the “bare bones” of a property, advising our clients to consider the unchanging features of a home, the location, orientation and views, in addition to internal aesthetics, to ensure that your home will be the perfect choice for you.
Local Area Exploration: Take time to explore the surrounding area. Check for amenities, transport links, and community vibes. As the resorts are our home too, we are ideally positioned to show you the local environment.
The resorts place you in the perfect setting to explore everything this incredible region has to offer, from historic cities to beautiful beaches, mountain walks and traditional Spanish villages. At Lonrah we can help and advise on all facets of life in Murcia.
Ask Questions: Don’t hesitate to ask us about anything from property history to future development plans in the area. Our sole focus is on helping you make the best possible decision for your wishes and needs.
Take Notes and Photos: Document your thoughts and observations about each property for later comparison. Please always feel free with us to take photos and videos of our properties so that you can look back later to review.
At Lonrah, we are dedicated to making your property viewing experience as informative and enjoyable as possible, ensuring that you find the perfect property on Murcia’s exceptional golf resorts.
Documentation and Legal Preparation
Streamlining the Process with Lonrah’s Expertise
Essential Documentation
Once an offer is accepted, everything then passes over to the solicitors to oversee your purchase to completion. When buying a property in Murcia, certain key documents are necessary and your solicitor will guide you through everything step by step.
The N.I.E. number (Número de Identidad Extranjero) is your personal identification number in Spain, and is required for all foreign buyers.
This identification number is needed for various transactions in Spain, including property purchase. A lot of buyers worry that they haven’t got an NIE when they come to view properties – please don’t. 99 percent of buyers don’t have an NIE when they come to buy, it is something that that your solicitor will obtain for you as part of your purchase.
At Lonrah we aren’t affiliated with any solicitors, but we have extensive experience of all the major local law firms. We are on hand to recommend and introduce you to local solicitors who speak your language and have extensive experience in sales on the resorts.
The UK consulate also publish a list of suggested solicitors in the region and we work with lawyers on this list.
Opening a Spanish Bank Account and transferring funds.
For most buyers having a Spanish bank account is another important step in your purchase, however if you already have an existing Euro account that will serve perfectly for your new home in Spain too.
For large transfers, we always recommend using a specialist currency broker to transfer funds into Euros, something that can save you thousands when buying your home. We are on hand to help with this and can introduce you personally to the leading brokers in the area.
A crucial aspect of their work which isn’t available with most online currency portals is the ability to fix your exchange rate when you agree your purchase. It’s an additional service that can remove all the stress and worry of currency fluctuations.
At Lonrah we have excellent relationships too with all the local banks and can introduce you to mortgage advisors and bank managers. With us too most steps to opening an account can be done remotely using our contacts.
Next, most of our buyers will give their solicitor Power of Attorney, to allow them to represent them in their purchase. The Power of Attorney is granted in front of the notary and your solicitor will always inform you and ask for your explicit consent when using it on your behalf.
With the Power of Attorney, your solicitor can oversee all steps for your property purchase including signing for you at completion.
It’s another step in ensuring that your purchase is as smooth and easy as possible.
Importance of Advance Preparation
When you come to Spain, all you need to bring is your passport – with this your solicitor can arrange the power of attorney and all paperwork needed for your purchase. If you are buying with a mortgage, your bank will request additional paperwork, which can be sent online when you are back home.
For a detailed guide on buyers’ documentation, please refer to the comprehensive list included later in this article, which outlines each document and its importance in the buying process.
Negotiation and Offer Making
Navigating the intricate negotiation phase of property transactions is a nuanced process, blending strategic acumen with a deep understanding of market value.
At Lonrah, this critical phase is where our expertise truly shines. We don’t just focus on making an offer; we concentrate on crafting the right offer.
A key difference at Lonrah is that we have direct communication with all our vendors. Most estate agents list each others properties meaning that they have no contact with the owner of a property that may be showing you – and so no insight into what sort of offer could be possible.
At Lonrah we are in constant contact with our vendors and we know each of our properties, enabling you to have the best possible insight into your potential new home.
Our sales team brings comprehensive market knowledge, honed negotiation skills, and a proven track record of successfully closing deals to every negotiation.
Understanding Market Value: Understanding the market value is the first critical step. At Lonrah we provide detailed analyses of similar properties and the latest market trends, ensuring that your offer is grounded in reality and well-informed.
Our goal is to help you understand the true value of the property in the context of the current market and we constantly review our listings to ensure that they offer the best value for money.
Making an Offer:When it comes to making an offer, our team works closely with you to draft an offer that not only reflects the true worth of the property but also respects your budget. This process often involves a delicate balance between competitiveness and realism, ensuring that your offer stands out as both attractive and practical.
Role of the Agent in Negotiations: The role of our team in negotiations is pivotal. Our skilled professionals are adept at negotiating terms that safeguard your interests while maintaining fairness to all parties involved.
We deftly handle counteroffers, negotiate the terms of sale, and manage any contingencies that need to be included in the offer.
Partnering with Lonrah means you are supported by a team of professionals who deeply understand the nuances of property negotiations on Murcia’s golf resorts.
We are committed to helping you secure your desired property on terms that are favourable to you, ensuring a smooth and successful transaction.
The Legal Process and Contracts
The buying process in Spain might be very different from your experience of buying in your home country, and at Lonrah, our role is to advise and guide you through the entire process to completion.
A key difference when buying in Spain is that, once an offer is accepted, a non refundable deposit is paid to formally secure your chosen property and start the buying the process. This deposit is held, in escrow, in accordance with the terms of the Spanish Civil Code, which provides important protections to both buyer and seller.
Once your offer is accepted, we take the details of both buyers and sellers to draw up a deposit agreement. This agreement outlines all the details of the sale, the parties involved, the property details and the final completion date for your purchase – a requirement under Spanish law.
At Lonrah all of our properties are guaranteed to be free of all debt at completion and to have all the correct paperwork in place. It is a guarantee that provides crucial peace of mind for our buyers.
From this point, your purchase is governed by the Spanish Civil Code, which provides the framework for every sale in the country. Under the terms of the civil code, a non-refundable deposit is paid to formally remove your chosen property from sale.
This deposit is held in escrow, typically by the vendors’ solicitor to ensure adherence to the terms of the deposit agreement.
The deposit provides important protection for you as a buyer in formally ensuring your purchase and imposing a stringent fine on a vendor should they try to sell their home to another buyer.
But, for vendors too, the Civil Code offers protection as, if a buyer were to change their mind and withdraw from their purchase, they would forfeit their deposit.
This is why being non refundable, it is important to be sure of your decision before paying your deposit. But, once paid, you can relax knowing that your home is secured and have the advantage of a final completion date to work towards.
If for any reason the sale cannot complete for reasons outside of your control, such as incorrect paperwork etc on the vendors side, your deposit is fully refundable. It’s why, at Lonrah, we insist on all deposits being held in escrow, where a lot of estate agents pay the money directly to a vendor – making it almost impossible to get back in the event of a problem.
It’s another key difference at Lonrah in protecting our buyers.
Finally, the process culminates in signing the escritura de compraventa (the final deed) at the Notary’s office, legally transferring ownership.
Buying overseas can seem daunting, but at Lonrah we are with you every step of the way of the process towards collecting the keys for your beautiful new home.
Post-Purchase Considerations
A notable benefit of buying a property with us, is that there will be a seamless transition of all utilities into your name, so that when you come to your beautiful new home, you can get started enjoying life in Spain immediately.
A lot of owners will decide to appoint a keyholder for their property, especially if they are not living in Spain full time. A keyholder does a lot more than just hold a set of keys for your property. From regular inspections to cleaning and preparing your home ahead of your arrival, keyholders are the property equivalent of a concierge service, on hand for any requirements you have whilst you are away.
Keyholding services start at around €250 a year and for many owners are an invaluable support and resource, allowing them to relax and know that someone is overseeing their home at all times. At Lonrah we can recommend trusted keyholders on all of the resorts.
The final step is to sit back and relax in your brand new home in Spain. For most clients it is the realisation of a long held dream. It is a huge accomplishment to be in a position to buy a home overseas, and is very often the culmination of years of work and sacrifice. At Lonrah it is our pleasure and privilege to help you on this journey and we are on hand to help before, during and after your sale too.
Essential Buyer Documentation
Detailed Guide to Essential Buyer Documentation in Murcia’s Golf Resorts
Presented by Lonrah
Embarking on a property purchase on the stunning golf resorts of Murcia, such as the tranquil Hacienda Riquelme or the vibrant Mar Menor, necessitates a thorough understanding of the vital documentation involved.
At Lonrah, we specialize in these luxurious settings and understand the importance of being fully informed throughout the whole buying process. With that in mind we have compiled a list of documents and terms that you will likely encounter during your purchase.
Here we present our in-depth guide to the documentation involved when buying in Spain:
- Official Identification (Identificación Oficial)
Both buyers and sellers need to provide a form of official identification for the deposit agreement. This could be a DNI (Documento Nacional de Identidad), which is the national ID card in Spain, an NIE number, or a passport. It’s a fundamental step in establishing the legal identity of the parties involved in the transaction.
- Credit Authorization Letter (Carta de Autorización de Crédito)
If you’re financing your property through a mortgage, this document is an important part of the paperwork your bank will request, along with other paperwork like your tax declaration (P60 in the UK)
Obtained from your bank or a credit institution like FOVISSSTE or INFONAVIT, it certifies your financial ability to meet the mortgage payments. At Lonrah we will introduce you to the banks here in Murcia who will assist you with all paperwork.
- Marriage Certificate (Certificado de Matrimonio)
For married individuals aiming for joint ownership of the property, this document is essential. It is especially relevant in cases where both partners want their names on the deed, establishing legal joint ownership rights and is something that your solicitor will request when you are buying.
- Property Title Deed (Título de Propiedad)
The cornerstone document for sellers, it legally proves property ownership. It should include the owner’s name, the property location, and other relevant information. Ensuring this document’s accuracy is a key part of your solicitor’s due diligence, and, when buying with Lonrah, your deposit is protected whilst all property checks are carried out by your solcitor.
- Proof of Payment of Utilities and Taxes (Comprobantes de Pago de Servicios e Impuestos)
The seller must present evidence of up-to-date payments on all property taxes and utility bills.
This is a check performed by your solicitor, ensuring that the property is free of all debt and forms a crucial part of our guarantee of a debt free purchase at Lonrah.
- Certificate of Freedom from Encumbrances (Certificado de Libertad de Gravamen)
A critical document confirming that the property is free of liens, mortgages, or tax issues. It’s a clear indicator of the property’s legal standing and a document that your solicitor and the Notary will inspect and check as part of your purchase.
Final thoughts on buying a golf resort property in murcia
At Lonrah, we understand that these documents are much more than procedural necessities; they are vital safeguards in protecting your interests as a buyer. Each piece of documentation, from verifying your identity to confirming your financial readiness and ensuring the property is free of legal encumbrances, is integral to the transparency and legality of your property transaction in Murcia’s golf resorts.
In line with our commitment to ensuring a seamless and secure property purchase, at Lonrah we always advise enlisting the services of a local, independent solicitor who speaks your language. We are on hand to recommend trusted firms who are experienced with purchases on the resorts, such as Mar Menor, Hacienda Riquelme and La Torre.
With Lonrah’s deep-rooted expertise in the real estate market of these exclusive golf resorts, our clients receive comprehensive support and guidance throughout the documentation process.
Whether it’s the beauty of Hacienda Riquelme, the superb Mar Menor Golf Resort or the extraordinary Santa Rosalia that has captured your heart, rest assured that with the right documentation and expert legal assistance, your journey to owning a piece of these prestigious locales will be as smooth and rewarding as the lifestyle they offer.
Contact Information
Lonrah Contact Details
For further information, personalized advice, or to begin your selling journey with us, please reach out through the following contact details:
Website: Visit our Selling Page where you can find more information and a convenient form to get in touch with us.
Email: Contact us at sales@lonrah.com for direct email inquiries.
Phone: Call us at +34 656 444 520 for a more personal touch.
Office Address: Feel free to visit our office in the beautiful courtyard in the town centre of Hacienda Riquelme for a face-to-face consultation.
We are here to answer your questions, provide expert guidance, and help you navigate the selling process with confidence.
Let Lonrah be your trusted partner in achieving your real estate goals in Murcia’s golf resorts.
